top of page
Happy Girl Texting

BenefitChecker

We have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use the tool below to see if you qualify for reimbursement for our services using your PPO insurance benefit. 

​Use Mentaya

​

Florecer Family Counseling therapists work with a few insurance companies, which are listed below. There are many other insurance companies that may reimburse our clients a portion of what they pay out of pocket for counseling services. We encourage you to reach out  your insurance before booking an appointment. 

​

Rates For Counseling

​

Our therapists charge between $130-$278 for weekly sessions depending on licensure, experience, or type of therapy they offer and length of the sessions.

​

Mentaya Explained

 

If you qualify, Mentaya will file claims and handle the insurance paperwork to make sure you get reimbursed. They charge a 5% fee per claim and have helped people get thousands of dollars back per year.

 

You can sign up using this link: https://mentaya.com/checkbenefits/6nJqaDYVbjlGuXnzxBka

 

Note: Mentaya's goal is to save you time and money. It's completely optional, and your therapist does not benefit in any way from your participation.

​​

​

Good Faith Estimate

When paying out of pocket, we provide our clients a “Good Faith Estimate” explaining how much your mental health care will cost. Under the law, healthcare providers must give patients who don’t have insurance or are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your healthcare provider and any other provider you choose for a Good Faith Estimate before you schedule a service.

In-Network Insurances

UnitedHealthcare​

Oxford Health Plans

Aetna

Cigna

UMR

Blue Cross Blue Shield of Massachusetts

UHC Student Resources

AllSavers UHC

Harvard Pilgrim

 

*We do not accept Medical/ Medicare.

**For out-of-network insurance, sessions are paid up-front in full. You can use Mentaya to check your insurance benefits.  

​

Questions to Ask Your Insurance Company

  • Does my health insurance plan include mental health benefits?

  • Do I have a deductible? If so, what is the amount $_______ 

  • have I met my deductible?

  • Do I have an out-of-pocket maximum?

  • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit (e.g. 12 sessions)?

  • Do I need written approval for services to be covered (i.e. pre-authorization)?

  • What is the reimbursement rate for an out-of-network provider for mental health (if necessary, give them the CPT code 90871, 90837) e.g. 50%, 60%, or 70 %).

  • Is there a maximum of this reimbursement rate?

  •  Does my plan cover teletherapy (online therapy) services?

bottom of page